In this article · 5 sections
Since 1 July 2026, only crypto firms authorised under MiCA may serve customers in the EU. The authorisation belongs to a specific company, not to the brand, so the useful question is: which entity am I signing up with, and is that entity on the register? We read ESMA's interim MiCA register directly, in its version updated on 7 October 2026. Binance and Bitget do not appear. Everything below can be checked in the same public file.
The short answer
OKX, Coinbase, Kraken, Bybit, KuCoin, Bitpanda, Bitstamp, Crypto.com, Gemini, Bitvavo, Revolut, eToro and Trade Republic each have an EU entity authorised under MiCA and notified to serve customers in France and Germany, among others. Four French firms, Coinhouse, Deskoin, Paymium and Meria, were authorised by the AMF between April and June 2026. Binance and Bitget have no entity on the register. Before you deposit, check that the company named in the terms you accept is the one listed below.
The register, brand by brand
Authorisation dates are those in ESMA's file. The service letters are explained in the next section.
| Brand | Authorised entity | Regulator (country) | Authorised | Services |
|---|---|---|---|---|
| OKX | OKX Europe Limited | MFSA (Malta) | 27 Jan 2025 | a b c d e f g i j |
| Crypto.com | Foris DAX MT Limited | MFSA (Malta) | 27 Jan 2025 | a c d e g j |
| Gemini | Gemini Intergalactic EU Ltd | MFSA (Malta) | 21 Aug 2025 | a c d e f g j |
| Coinbase | Coinbase Luxembourg S.A. | CSSF (Luxembourg) | 20 Jun 2025 | a c d e f g j |
| Bitstamp | Bitstamp Europe S.A. | CSSF (Luxembourg) | 15 May 2025 | a b c d e g j |
| Kraken | Payward Europe Solutions Ltd (plus Payward Global Solutions Ltd for the trading platform) | Central Bank of Ireland | 25 Jun 2025 | a c d e f g i j (b) |
| Bybit | Bybit EU GmbH | FMA (Austria) | 28 May 2025 | a c d f j |
| KuCoin | KuCoin EU Exchange GmbH | FMA (Austria) | 27 Nov 2025 | a c d f j |
| Bitpanda | Bitpanda GmbH | FMA (Austria) | 9 Apr 2025 | a c d e f g j |
| Bitvavo | Bitvavo B.V. | AFM (Netherlands) | 26 Jun 2025 | a b j |
| Revolut | Revolut Digital Assets (Europe) Ltd | CySEC (Cyprus) | 20 Oct 2025 | a b c d f j |
| eToro | eToro (Europe) Ltd | CySEC (Cyprus) | 16 Jan 2025 | a c e g h i j |
| Trade Republic | Trade Republic Bank GmbH | BaFin (Germany) | 28 Apr 2025 | a e g j |
| Coinhouse | Coinhouse SAS | AMF (France) | 7 May 2026 | a c d e h i j |
| Deskoin | Deskoin SAS | AMF (France) | 28 Apr 2026 | a c d e h j |
| Paymium | Paymium SAS | AMF (France) | 22 Jun 2026 | a b c d e j |
| Meria | Meria SAS | AMF (France) | 22 Jun 2026 | a c e h i j |
| Binance | None | Not on the register | n/a | Withdrew its Greek MiCA application on 24 Jun 2026 |
| Bitget | None | Not on the register | n/a | Application with Austria's FMA reported, not granted |
Sources: ESMA interim MiCA register (CASP file, last modified 7 Oct 2026) · AMF: end of the MiCA transition period
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What the service letters mean
MiCA lists ten crypto-asset services. An entity is authorised only for the letters next to its name.
- a: custody and administration of crypto-assets for clients
- b: operation of a crypto-asset trading platform
- c: exchange of crypto-assets for money (euros, etc.)
- d: exchange of crypto-assets for other crypto-assets
- e: execution of orders for clients
- f: placing of crypto-assets
- g: reception and transmission of orders
- h: advice on crypto-assets
- i: portfolio management
- j: transfer services for clients
Three things the register does not tell you
Derivatives are not MiCA. Crypto futures and perpetuals are financial instruments under separate EU rules (MiFID II). A MiCA authorisation covers crypto services such as custody and spot exchange; it does not on its own authorise leveraged products.
The brand is not the contract. Large exchanges run several companies around the world. If you sign up through a global website, check which entity is named in the terms of service and that it matches the register.
A licence is not a safety rating. MiCA brings capital, custody and conduct rules and a supervisor you can complain to. It does not guarantee fees, uptime or protection from hacks. Our rankings score those separately.
How to check any exchange yourself
The register is public and free. Checking takes about five minutes.
- Open ESMA's MiCA page (typed yourself) and download the interim register file for crypto-asset service providers
- Search for the brand and the legal entity name from the exchange's terms of service
- Check the home regulator, the authorisation date and the service letters
- Check that your country appears in the list of countries the entity is notified to serve
- If the brand is missing, it is not authorised in the EU, whatever its website says
Next step
Compare the authorised options
Our rankings score each authorised exchange on fees, security and regulation, with the entity you contract with named on every review.
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Quick answers
Is Binance licensed under MiCA?
No. No Binance entity appears in ESMA's interim MiCA register (file updated 7 October 2026). Binance withdrew its MiCA application in Greece on 24 June 2026, and since 1 July 2026 EU residents can no longer sign up or trade there.
Does MiCA protect my deposits like a bank guarantee?
No. MiCA requires segregation and safekeeping of client assets and gives you a regulator to complain to, but there is no deposit guarantee scheme for crypto.
Which regulator supervises OKX and Coinbase in the EU?
OKX Europe Limited is authorised by the Malta Financial Services Authority; Coinbase Luxembourg S.A. by Luxembourg's CSSF. Both are notified to serve customers across the EU, including France and Germany.